Agility (PCP)



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How does Agility (PCP) Work?

Mercedes Agility is a method of acquisition similar to Hire Purchase, but in this case where monthly rentals can be kept low by agreeing a lump sum at the end of the term, referred to as the Guaranteed Future Value.

  • You agree an appropriate deposit
  • You make monthly or quarterly payments throughout the agreement term
  • The monthly rentals are kept low by agreeing a lump sum at the end of the term. This amount is called the Guaranteed Future Value (GFV) and is based on the mileage you expect to do over the period
  • At the end of the agreement you have four options:

i) Pay off the final lump sum and keep your vehicle
ii) Return your vehicle, freeing you from any further obligations apart from an excess mileage charge if the estimated mileage has been exceeded, and damage charges over and above fair wear and tear
iii) It may be possible to trade in your vehicle

The benefits of Agility:

All the same benefits as Hire Purchase plus:

  • Regular payments are kept low
  • Option to hand the vehicle back rather than make the final balloon payment

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